BBVA Private Banking: three hubs for Latin America and a crypto line
BBVA Private Banking — €172bn in Spain and Zurich–Miami–Madrid hubs: the Global Wealth tiering (from €500k), the Swiss crypto line since 2021, and the outcome of the Sabadell bid.
Crypto-friendly banking
Syz Group: the family-owned Geneva bank with a digital-assets line
Syz Group (Banque Syz) — the family-owned Geneva bank with CHF 27.9bn: Swiss-only booking, multi-custody from CHF 10m, a digital-assets line with the BTC Alpha Fund, and the 2020 FINMA reprimand.
Meanwhile: Bitcoin-Denominated Life Insurance for Crypto Wealth
Meanwhile is a Bermuda life insurer offering whole-life policies denominated in bitcoin. BMA licence, premiums and cash value, policy loans, custody, onboarding, tax considerations and product risks.
HashKey Group: licensed digital-asset infrastructure in Hong Kong
HashKey Group: which group entities hold SFC, BMA, VARA, MAS and FSA licences, how client assets on the Hong Kong exchange are held, HKEX IPO terms and financial results.
BVNK: Stablecoin Payment Infrastructure for Businesses
BVNK provides infrastructure for cross-border payments through stablecoins and bank rails. Products, licences, onboarding, pricing model and the acquisition by Mastercard.
Zero Hash: embedded crypto, custody and settlement infrastructure
Zero Hash: embedded crypto trading, custody, stablecoin payments, settlement and tokenisation for brokers, banks and fintechs. Licences, end-client agreements, pricing and OCC application status.
Hash Bank: Georgia Digital Bank and Non-Resident Onboarding
Hash Bank is a licensed digital bank in Georgia: multi-currency accounts, cards, deposits, transfers, a crypto service, deposit insurance, tariffs and onboarding of non-resident clients.
Conduit: B2B Payments Through Stablecoins
Conduit provides B2B cross-border payments through bank rails, virtual accounts and stablecoins. Routes in Latin America and Africa, pricing, timing, KYB, infrastructure and liquidity limits.
Alatau City Bank: Kazakhstan Bank and Crypto Payments in Alatau City
Alatau City Bank, formerly Jusan Bank: Kazakhstan banking licence, Binance Pay pilot, products, deposit protection and limitations for non-residents.
Slash: Business Banking for Specialised Industries
Slash is a US financial platform for specialised and higher-risk industries. Business accounts, corporate and virtual cards, Global USD Account, stablecoins, partner banks, pricing and onboarding.
Dukascopy Bank: Swiss Bank, Investments and Cryptoassets
Dukascopy Bank SA: Swiss FINMA-licensed bank with remote onboarding, multi-currency accounts, cards and regulated crypto. Fees, limits, who it suits.
bunq: The Dutch Neobank with a Full Banking Licence and Local EU IBANs
bunq is a Dutch neobank with a full DNB banking licence, local NL/DE/FR/ES/IE IBANs, crypto via Kraken and DGS cover up to €100,000. EEA residents only.
Xapo Bank: The Gibraltar Bank for Bitcoin and USD
Xapo Bank: GFSC-licensed Gibraltar bank for BTC and USD. $1,000/year membership, variable interest paid in Bitcoin, £120,000 deposit guarantee on fiat. US persons not accepted.
Augustus: Clearing Infrastructure, APIs and Banking-Licence Status
Augustus (ex-Ivy): OCC conditional approval for a US clearing bank built around stablecoins. B2B-only, API-first, EUR clearing live, USD pending licence.
Zand Bank: The UAE's First Fully Licensed Digital Bank for Corporate and Digital Assets
Zand Bank — the UAE's first fully licensed digital bank: corporate and VASP accounts, VARA-licensed custody, the Zand AED stablecoin and a BBB+ Fitch rating.
Erebor Bank: Peter Thiel and Palmer Luckey's bank under the mountain
Erebor is the new U.S. national bank from Peter Thiel and Palmer Luckey: stablecoins on the balance sheet, ~$4B in deposits, $8B valuation talks, an OCC charter in 2026 and how to get exposure.
Puerto Rico Banks: How the IFE Jurisdiction Works
Puerto Rico as a banking jurisdiction: IFE licenses under Act 273, 4% tax, Fedwire without FDIC, Act 44-2024 reform and sector cleanup. Profiles of Zenus, FV Bank, Arival.
Wio Bank: Abu Dhabi's Digital Bank for SMEs and Personal Clients
Wio Bank — Abu Dhabi's profitable digital bank backed by ADQ, e& and FAB: Wio Business for SMEs, Wio Personal, Emirates ID eligibility and fast onboarding.
Lead Bank: The Kansas City Sponsor Bank for Fintech Programs
Lead Bank — the Kansas City sponsor bank behind Affirm, Ramp and Bridge/Visa stablecoin cards: ex-Square CEO, Missouri charter and program criteria.
ClearBank: The Clearing Bank for Fintechs and EMIs
ClearBank: the UK's first new clearing bank in 250 years — FSCS protection, Faster Payments and CHAPS via API, embedded banking, ECB-licensed EU arm.
Clear Junction: Banking Infrastructure for Payment Companies
Clear Junction: FCA-authorised EMI; crypto registration held by its sister company. Correspondent accounts, vIBANs, SEPA, Faster Payments and CHAPS rails for PSPs, EMIs and crypto firms.
BCB Group: Payment Infrastructure for the Crypto Industry
BCB Group: FCA authorised payment institution, French EMI, BLINC 24/7 settlement network, fiat on/off-ramp, FX and custody for exchanges and funds.
Cross River Bank: The Sponsor Bank Behind US Fintech
Cross River Bank — the sponsor bank behind Affirm, Coinbase and Circle: how sponsorship works, the 2023 FDIC consent order, partner criteria and IPO plans.
Sygnum: Swiss Crypto Bank with a FINMA Banking Licence
Sygnum Bank: FINMA and MAS licences, segregated custody, trading, staking and Lombard loans against crypto. Who the bank suits, thresholds, onboarding.
Bank Frick: Liechtenstein Bank for Crypto Business and Financial Intermediaries
Bank Frick: full FMA Liechtenstein banking licence, MiCAR licence for Liechtenstein and the EU, custody, staking, tokenization. Entry thresholds and onboarding explained.
AMINA Bank (ex-SEBA): Swiss Crypto Bank with Hubs in Abu Dhabi and Hong Kong
AMINA Bank (ex-SEBA): FINMA banking licence, custody, staking, MiCA passport via Austria, hubs in Zug, Abu Dhabi and Hong Kong. For professional clients.
Neobanks: Licensing Overview and Ratings
Neobank licences by country and a rating of 41 providers — Revolut, Wise, Airwallex, N26, Currenxie, 3S Money: who holds the money, who is refused.
Luxembourg: EMI and payment licence (CSSF)
EMI and payment licence in Luxembourg: CSSF, capital, EEA passporting, MiCA/CASP and stablecoins. Why Ripple, Coinbase and Amazon chose Luxembourg.
Singapore Gulf Bank
Singapore Gulf Bank is a Bahrain-licensed digital bank for fiat-crypto conversion, custody and 24/7 settlement for digital-economy companies.
British Atlantic Bank (NodaBank): Accounts, Deposits and Lending
Nodabank Corporation trading as British Atlantic Bank: accounts and custody, term deposit and Capital Note, cash-backed lending, trade finance and partner programmes.