Jusan Bank is one of Kazakhstan's universal banks with retail and corporate lines. For a non-resident in 2026 it is the most closed door in large retail: entry has been tightened, and without a local anchor an account will most likely not be opened. Data as of July 2026.
Terms for non-residents
Opening is in-branch only; a non-resident card, as everywhere in the market, is issued for one year. Per 2026 reviews, Jusan has tightened onboarding: a local employment contract with salary credited to the bank is reported as a requirement. The bank's website publishes no such rule, so specific terms should be confirmed with a branch before visiting — practice changes faster than tariffs.
The baseline is market-standard: an IIN, issued in person only at a public service center since 2024, plus the usual identity set. Remote onboarding for non-residents is closed across all major Kazakh banks.
The regulatory frame
ARDFM Resolution No. 96 of 31.12.2024 (in force since 19 January 2025) capped non-resident cards at 12 months: the account keeps working after the plastic expires and funds stay accessible. The same act lowered the AML threshold: more than 5 cards of one bank per client, down from ten.
Sanctions aspect
No Jusan-specific public rules on Russian clients appear in open sources, but the sector operates within one frame: Kazakhstan's largest banks apply enhanced compliance to Russia-related transactions — SWIFT from sanctioned Russian banks fails, large amounts require source of funds confirmation. Expecting Jusan to be softer than its peers would be a mistake. The National Bank of Kazakhstan has meanwhile confirmed that non-resident funds are not blocked; the only hard restriction is the card term. Funding routes are mapped in the Kazakhstan payment route piece.
Who it is for
Jusan makes sense for someone employed in Kazakhstan with a salary project at this bank. A relocator without a labor contract should start with Kaspi or BCC; premium service lives at Halyk and Forte. The long-term fix is a residence permit: with it, onboarding conditions across the market move close to resident terms.
FAQ
Will Jusan open an account on a border stamp, like Kaspi?
Per 2026 reviews — unlikely: a local employment contract is reported as required. Confirm with the branch before visiting.
Can a Jusan card be issued remotely?
No. Remote onboarding for non-residents has been closed across major Kazakh banks since 2025–2026.
How long is the card valid?
12 months under ARDFM Resolution No. 96; the account continues after the plastic expires.
Does Jusan publish premium terms for non-residents?
No public thresholds appear in open sources — terms are confirmed by the bank individually.