# Jusan Bank: Terms for Non-Residents > Jusan Bank account for non-residents in 2026: branch-only onboarding, a 12-month card and tightened entry requirements. What to verify before visiting. Author: Алёна Дунаева — юрист, Family Office (https://wiki.private.law/authors/dunaeva) Last modified: 2026-07-16T09:23:00.000Z Canonical: https://wiki.private.law/en/jusan-bank Topics: banking Jurisdictions: kazakhstan Semantic tags: personal-banking, corporate-banking --- Jusan Bank is one of Kazakhstan's universal banks with retail and corporate lines. For a non-resident in 2026 it is the most closed door in large retail: entry has been tightened, and without a local anchor an account will most likely not be opened. Data as of July 2026. ## Terms for non-residents Opening is in-branch only; a non-resident card, as everywhere in the market, is issued for one year. Per [2026 reviews](https://visasam.ru/samotur/finansy/karta-jusan-banka.html), Jusan has tightened onboarding: a local employment contract with salary credited to the bank is reported as a requirement. The bank's website publishes no such rule, so specific terms should be confirmed with a branch before visiting — practice changes faster than tariffs. The baseline is market-standard: an IIN, issued [in person only at a public service center](https://femida-justice.com/blog/kak-inostranczam-otkryt-kaspi-gold-v-kazahstane-poshagovaya-instrukcziya/) since 2024, plus the usual identity set. Remote onboarding for non-residents is [closed across all major Kazakh banks](https://easypayments.online/blog/kak-otkryt-schet-v-kazahstane). ## The regulatory frame ARDFM Resolution No. 96 of 31.12.2024 (in force since 19 January 2025) capped non-resident cards at [12 months](https://www.interfax.ru/business/1002832): the account keeps working after the plastic expires and funds stay accessible. The same act lowered the AML threshold: [more than 5 cards of one bank](https://kapital.kz/finance/133387/srok-deystviya-bankovskikh-kart-dlya-inostrantsev-ogranichat-do-odnogo-goda.html) per client, down from ten. > 🍓 Jusan in 2026 is a bank for those already embedded in the local economy — reviews point to a local employment contract as the de facto entry ticket. For a "card on an entry stamp", Kaspi or BCC are the simpler route. ## Sanctions aspect No Jusan-specific public rules on Russian clients appear in open sources, but the sector operates within one frame: Kazakhstan's largest banks apply enhanced compliance to Russia-related transactions — SWIFT from sanctioned Russian banks fails, large amounts require source of funds confirmation. Expecting Jusan to be softer than its peers would be a mistake. The National Bank of Kazakhstan has meanwhile [confirmed](https://ria.ru/20250220/kazahstan-2000477373.html) that non-resident funds are not blocked; the only hard restriction is the card term. Funding routes are mapped in the [Kazakhstan payment route](https://wiki.private.law/en/collect-pay-kazakhstan-route) piece. ## Who it is for Jusan makes sense for someone employed in Kazakhstan with a salary project at this bank. A relocator without a labor contract should start with [Kaspi](https://wiki.private.law/en/kaspi-bank) or [BCC](https://wiki.private.law/en/bank-centercredit); premium service lives at [Halyk](https://wiki.private.law/en/halyk-bank) and [Forte](https://wiki.private.law/en/forte-bank). The long-term fix is a [residence permit](https://wiki.private.law/en/kazakhstan-residence): with it, onboarding conditions across the market move close to resident terms. ## FAQ ### **Will Jusan open an account on a border stamp, like Kaspi?** Per 2026 reviews — unlikely: a local employment contract is reported as required. Confirm with the branch before visiting. ### **Can a Jusan card be issued remotely?** No. Remote onboarding for non-residents has been closed across major Kazakh banks since 2025–2026. ### **How long is the card valid?** 12 months under ARDFM Resolution No. 96; the account continues after the plastic expires. ### **Does Jusan publish premium terms for non-residents?** No public thresholds appear in open sources — terms are confirmed by the bank individually. --- ## FAQ ### Will Jusan open an account on a border stamp, like Kaspi? Per 2026 reviews — unlikely: a local employment contract is reported as required. Confirm with the branch before visiting. ### Can a Jusan card be issued remotely? No. Remote onboarding for non-residents has been closed across major Kazakh banks since 2025–2026. ### How long is the card valid? 12 months under ARDFM Resolution No. 96; the account continues after the plastic expires. ### Does Jusan publish premium terms for non-residents? No public thresholds appear in open sources — terms are confirmed by the bank individually. --- ## Factual claims - The baseline is market-standard: an IIN, issued in person only at a public service center since 2024, plus the usual identity set.