🇨🇭CIM Banque: Swiss bank for international capital

Lawyer, Family Office

Concept

CIM Banque — independent Swiss bank headquartered in Geneva, founded in 1992. Specializes in private banking and wealth management services for international clientele. Unlike major Swiss banks (UBS, Credit Suisse), CIM works with clients at a significantly lower entry threshold and maintains a flexible approach to beneficiary geography — the bank continues to serve clients from Russia and CIS countries with the proper transaction structure.

We are an authorized partner of CIM Banque, and the cooperation has lasted more than 5 years. During this time, the bank has maintained a caring attitude toward our clients even during the period of sanctions, when most Swiss banks turned away from Russian and CIS clients.

When to choose CIM

• Private capital — account for an individual or family office
• Multi-currency wealth holding (USD, EUR, CHF, GBP)
• Brokerage operations — stocks, bonds, ETFs on Swiss and international exchanges
• Deposits and loans secured by own funds
• Letters of credit and trade finance for special projects

Permitted beneficiary jurisdictions

• EU, United Kingdom, Switzerland
• UAE, Singapore, Hong Kong
• Russia, Kazakhstan, Belarus — with residence permit or second citizenship from one of the jurisdictions above

Product

• Multi-currency account (USD, EUR, CHF, GBP, etc.)
• Mastercard / Visa debit card
• Access to brokerage terminal with self-trading capability
• On request — letters of credit for large contracts
• On request — Lombard loans
• On request — corporate account (for special projects)

Documents for opening

• Beneficiary's passport
• Proof of residential address (no older than 3 months)
• Source of wealth description — for wealth counters typically requires detailed justification of 1–2 pages
• Tax return for the last year (for residence jurisdictions with disclosure requirement)
• CV describing professional activity

Opening stages

1. Pre-vetting of profile— 5–7 business days. CIM conducts initial compliance review.
2. Document submission and interview— usually by video call. 30–45 minutes in English or Russian.
3. Final approval— 10–15 business days.
4. Card receipt and activation— 7–10 days including courier delivery.

Total timeframe —3–5 weeksfor most profiles.

Cost

Our fee —€3,000(including full support from first contact to activation).

CIM banking fees:

• Account maintenance— CHF 50/quarter
• Minimum deposit— CHF 10,000 to open account; for active use of wealth management services more is recommended
• Brokerage commissions— competitive, on average 0.1–0.4% of transaction size
• FX exchange— spread 0.3–0.8% to interbank depending on pair
• Outgoing SWIFT transfer— CHF 25–50

Related services

• 🇨🇭 Julius Baer— another Swiss private banking
• 👁 Personal accounts — overview— all personal-banking options
• 🇨🇭 Switzerland — residence permit through investment— if Swiss residence permit needed
• 🇨🇭 Switzerland — Flat Tax regime— tax planning