Malta protected cell company (PCC): sourced answers
1 answer to specific questions — each with a verbatim quote from an official source and a link to it.
Every answer is checked against a verbatim quote from a stored copy of its source and has passed an independent review. This is reference information, not legal advice: rules change, and the outcome depends on your circumstances.
Legal form in a country
Which authority supervises the structure (other than the registrar), if any
MFSA
Insurance PCC
«The PCC Regulations define a cell company as a “company … creating within itself one or more cells for the purposes of segregating and protecting the cellular assets of the company” A company may be formed or constituted as a cell company to carry on business of insurance. Alternatively, a company carrying on business of insurance may, if so authorised by its memorandum and articles of association, be converted into a cell company. A PCC is a single legal entity. It is structured in two parts namely, a non-cellular part (the core) and an unlimited number of cells. Despite the segregation of assets and liabilities that exists between cells and the core and among the cells themselves, a cell has no separate legal identity. Within a PCC structure, the cells are approved to write insurance. The core may or may not be authorised to write insurance. The core maintains and controls all the activities of the PCC. A PCC has one board of directors which has ultimate responsibility for the company, and its cells. …»
Source: mfsa.mt · source copy as of 2026-10-03
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