China (mainland): sourced answers
11 answers to specific questions — each with a verbatim quote from an official source and a link to it.
Every answer is checked against a verbatim quote from a stored copy of its source and has passed an independent review. This is reference information, not legal advice: rules change, and the outcome depends on your circumstances.
Bank customer protection in a country
What is the guaranteed compensation limit per depositor per bank
RMB 500,000 per depositor per insured institution
«展、存款结构变化、金融风险状况等因素调整最高偿付限额，报国务院批准后公布执行。 同一存款人在同一家投保机构所有被保险存款账户的存款本金和利息合并计算的资金数额在最高偿付限额以内的，实行全额偿付；超出最高偿付限额的部分，依法从投保机构清算财产中受偿。 存款保险基金管理机构偿付存款人的被保险存款后，即在偿付金额范围内取得该存款人对投保机构相同清偿顺序的债权。 社会保险基金、住房公积金存款的偿付办法由中国人民银行会同国务院有关»
Source: pbc.gov.cn · source copy as of 2026-10-03
«年5月1日起施行的《存款保险条例》。根据《存款保险条例》，存款保险实行限额偿付，最高偿付限额为人民币50万元。同一存款人在同一家投保机构所有被保险存款账户的存款本金和利息合计在50万元以内的，实行全额偿付；超出最高偿付限额的部分，依法从投保机构清算财产中受偿。 感谢您对中国人民银行工作的关注和支持！ 法律声明 | 联系我们 | 设为首页 | 加入收藏 | 网站地图 京ICP备05073439号 网站标识码»
Source: wzdt.pbc.gov.cn · source copy as of 2026-10-03
«n all insured deposit accounts owned by the same depositor at the same institutional policyholder is less than the maximum amount of coverage, the deposits shall be paid in full. The portion in excess of the maximum amount of coverage shall be pai»
Source: pbc.gov.cn · source copy as of 2026-10-03
PRC deposit insurance cap RMB 500,000 (State Council Decree 660, art. 5)
«年5月1日起施行的《存款保险条例》。根据《存款保险条例》，存款保险实行限额偿付，最高偿付限额为人民币50万元。同一存款人在同一家投保机构所有被保险存款账户的存款本金和利息合计在50万元以内的，实行全额偿付；超出最高偿付限额的部分，依法从投保机构清算财产中受偿。 感谢您对中国人民银行工作的关注和支持！ 法律声明 | 联系我们 | 设为首页 | 加入收藏 | 网站地图 京ICP备05073439号 网站标识码»
Source: wzdt.pbc.gov.cn · source copy as of 2026-10-03
«sit insurance has a coverage limit, and the maximum amount of coverage is 500,000 yuan. The People's Bank of China (“PBC”) may, together with relevant departments under the State Council, adjust the maximum amount of coverage in view of»
Source: pbc.gov.cn · source copy as of 2026-10-03
«存款保险基金管理机构规定不予保险的其他存款除外。 第五条 存款保险实行限额偿付，最高偿付限额为人民币50万元。中国人民银行会同国务院有关部门可以根据经济发展、存款结构变化、金融风险状况等因素调整最高偿付限额，报国务院批准后公布执行。 同一存款人在同一家投保机构所有被保险存款账户的存款本金和利息合并计算的资金数额在最高偿付限额以内的，实行全额偿付；超出最高偿付限额的部分，依法从投保机构清算财产中受偿。 存款»
Source: pbc.gov.cn · source copy as of 2026-10-03
Divorce in a country
Is the 1980 Hague Convention on the Civil Aspects of International Child Abduction in force in the country
the 1980 Hague Convention does not apply here (its Chinese application is limited to Hong Kong and Macao)
its Chinese application is limited to Hong Kong and Macao
«This Convention applies to the Special Administrative Regions of Hong Kong and Macao only, as a result of extensions made by the United Kingdom of Great Britain and Northern Ireland and Portugal, respectively.»
Source: hcch.net · source copy as of 2026-10-02
Is the country a party to the 1996 Hague Child Protection Convention
China is not a party to the 1996 Convention
«Cabo Verde 4-X-2022 A 1-VIII-2023 1 Canada 23-V-2017 Costa Rica 29-IX-2020 A 1-VIII-2021 1 Croatia 30-X-2008 4-IX-2009 R 1-I-2010 2 D,Res 23,26,34,52,55 Cuba 20-II-2017 A 1-XII-2017 1 D 63 Cyprus 14-X-2003 21-VII-2010 R 1-XI-2010 1 D,Res 23,26,34,52,54,55 Czechia 4-III-1999 13-III-2000 R 1-I-2002 2 D,N 23,26,34,52»
Source: hcch.net · source copy as of 2026-10-02
«Number of Contracting Parties to this Convention: 58»
Source: hcch.net · source copy as of 2026-10-02
On what basis is the spouses' property divided on divorce: statutory shares, court discretion or agreement
By agreement, otherwise favouring the children, the wife and the no-fault party (art. 1087)
otherwise favouring the children, the wife and the no-fault party (art. 1087)
«第一千零八十七条 离婚时，夫妻的共同财产由双方协议处理；协议不成的，由人民法院根据财产的具体情况，按照照顾子女、女方和无过错方权益的原则判决。 对夫或者妻在家庭土地承包经营中享有的权益等，应当依法予以保护。»
Source: tjca.miit.gov.cn · source copy as of 2026-10-02
Which matrimonial property regime applies by default (absent a choice by the spouses)
Joint ownership of acquisitions
«第一千零六十二条 夫妻在婚姻关系存续期间所得的下列财产，为夫妻的共同财产，归夫妻共同所有： （一）工资、奖金、劳务报酬； （二）生产、经营、投资的收益； （三）知识产权的收益； （四）继承或者受赠的财产，但是本法第一千零六十三条第三项规定的除外； （五）其他应当归共同所有的财产。 夫妻对共同财产，有平等的处理权。»
Source: tjca.miit.gov.cn · source copy as of 2026-10-02
«第一千零六十三条 下列财产为夫妻一方的个人财产： （一）一方的婚前财产； （二）一方因受到人身损害获得的赔偿或者补偿； （三）遗嘱或者赠与合同中确定只归一方的财产； （四）一方专用的生活用品； （五）其他应当归一方的财产。»
Source: tjca.miit.gov.cn · source copy as of 2026-10-02
Succession in a country
Does the country have forced heirship — a part of the estate that a will cannot take away from close relatives
None in the European sense
a necessary portion only for an heir unable to work and without income (art. 1141)
«Article 1133 A natural person may, by making a will in accordance with the provisions of this Code, dispose of his estate and may appoint an executor in the will. A natural person may, by making a will, designate one or more of his statutory successors to inherit his estate. A natural person may, by making a will, donate his estate to the State or a collective, or an organization or individual other than his statutory successor. A natural person may, in accordance with law, create a testamentary trust.»
Source: Civil Code of the People’s Republic of China, Book Six · source copy as of 2026-10-02
«Article 1141 Reservation of a necessary portion of an estate shall be made in a will for a successor who has neither the ability to work nor the source of income.»
Source: Civil Code of the People’s Republic of China, Book Six · source copy as of 2026-10-02
Can a family member or dependant obtain provision from the estate against the will, by court order or by law (where there is no fixed forced share)
Applies when: unable to work or lacking capacity; without means of support
necessary portion only for an heir unable to work and without income (art. 1141)
«Article 1141 Reservation of a necessary portion of an estate shall be made in a will for a successor who has neither the ability to work nor the source of income.»
Source: Civil Code of the People’s Republic of China, Book Six · source copy as of 2026-10-02
Does the country apply EU Succession Regulation No 650/2012
Does not apply EU Succession Regulation No 650/2012
«The Regulation applies in all Member States of the European Union with the exception of Denmark and Ireland.»
Source: EU Succession Regulation — General information · source copy as of 2026-10-02
Is a separate transfer tax or duty charged when immovable property is inherited (registration, mortgage, cadastral or deed tax)
Applies when: immovable property; statutory heir
statutory heirs exempt from deed tax on inherited land and housing
This is not a blanket tax exemption: other taxes and reliefs for the particular estate need verification.
«（五）法定继承人通过继承承受土地、房屋权属；»
Source: Deed Tax Law of the People’s Republic of China · source copy as of 2026-10-02
Taxes in a country
How many days of presence make an individual tax resident (threshold; the counting window is a separate question, the strictness of the bound is in the caveat)
A non-domiciled individual who resides in China 183 days or more in a tax year is a Chinese tax resident
«得税法〉的决定》第七次修正） 第一条 在中国境内有住所，或者无住所而一个纳税年度内在中国境内居住累计满一百八十三天的个人，为居民个人。居民个人从中国境内和境外取得的所得，依照本法规定缴纳个人所得税。 在中国境内无住所又不居住，或者无住所而一个纳税年度内在中国境内居住累计不满一百八十三天的个人，为非居民个人。非居民个人从中国境内取得的所得，依照本法规定缴纳个人所得税。 纳税年度，自公历一月一日起至十二月三十一日止。 第二条 下列各项个人所得，应当缴纳个»
Source: shanghai.chinatax.gov.cn · source copy as of 2026-10-03
«居民个人从中国境内取得的所得，依照本法规定缴纳个人所得税。 纳税年度，自公历一月一日起至十二月三十一日止。 第二条 下列各项个人所得，应当缴纳个人所得税： （一）工资、薪金所得； （二）劳务报酬所得； （三）稿酬所得； （四）特许权使用费所得； （五）经营所得； （六）利息、股息、红利所得； （七）财产租赁所得； （八）财产转让所得； （九）偶然所得。 居民个人取得前款第一项至第四项所得（以下称综合所得），按纳税年度合并计算个人所得税；非居民»
Source: shanghai.chinatax.gov.cn · source copy as of 2026-10-03
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