Starling: sourced answers
2 answers to specific questions — each with a verbatim quote from an official source and a link to it.
Every answer is checked against a verbatim quote from a stored copy of its source and has passed an independent review. This is reference information, not legal advice: rules change, and the outcome depends on your circumstances.
Bank or provider
How are the client's funds protected at the provider
Applies when: United Kingdom
FSCS up to £120,000
«s list below this information sheet. Limit of protection £120,000 per depositor per bank, building society or credit union. If Starling goes out of business the eligible deposits will be added up and the £120,»
Source: starlingbank.com · source copy as of 2026-10-03
«esses. Your account statement will confirm whether your deposits with Starling Bank Limited (Starling) are eligible for FSCS protection. Details of certain exclusions from the FSCS’s protection are set out in the exclusions list below this information»
Source: starlingbank.com · source copy as of 2026-10-03
«Financial Services Compensation Scheme Information Sheet The Financial Services Compensation Scheme (‘FSCS’) protects deposits made by most individuals and business»
Source: starlingbank.com · source copy as of 2026-10-03
Up to what amount are a client's deposits with this provider guaranteed (per client)
Applies when: United Kingdom
FSCS up to £120,000
«s and credit unions Deposit protection limit Deposit protection limit On 1 December 2025 the FSCS deposit protection rose to £120,000. This means that if you hold deposits or savings with a UK-authorised bank, building society or credit union and it goes out of business, FSCS can com»
Source: protected.fscs.org.uk · source copy as of 2026-10-03
«s list below this information sheet. Limit of protection £120,000 per depositor per bank, building society or credit union. If Starling goes out of business the eligible deposits will be added up and the £120,»
Source: starlingbank.com · source copy as of 2026-10-03
«esses. Your account statement will confirm whether your deposits with Starling Bank Limited (Starling) are eligible for FSCS protection. Details of certain exclusions from the FSCS’s protection are set out in the exclusions list below this information»
Source: starlingbank.com · source copy as of 2026-10-03
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