Caixa Bank – Personal Account

Caixa Bank – Personal Account

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Author: Alena Dunaeva

Attorney, Family Office

Target Clients

  • Russian Federation passport + Spanish residence permit or residence permit of another EU country
  • Grenada / St Kitts and Nevis / Israel / EU + without EU residence permit

Intended Purposes

  • Transfer of funds from the Russian Federation
  • Unblocking of assets
  • Purchase of real estate secured by own investment portfolio

Stages

With a Russian Federation passport and tax residency in the Russian Federation, account opening takes 1–2 months from the date of profile approval. In other cases — one week.

  • Preliminary profile approval
  • Bank visit to submit the application
  • Bank visit to open the account

Cash can be deposited into the account on the day it is opened. A personalised card will be ready within 1–2 weeks.

Documents

  • Passport
  • Residence permit
  • Personal income tax returns for at least 2 years

Account Usage

To maintain the account, we recommend the following usage procedure.

Initial Account Funding

  • Through an ATM for amounts up to €5,000–10,000 per day
  • Bank transfer for amounts up to €50,000–€100,000

Arranging Two Insurance Policies

  • Health insurance
  • Life insurance

Estimated cost: approximately €200 per month

Further Account Usage

  • Transfers of any amounts
  • Notify the banker of transfers exceeding €50,000 for faster processing of funds
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We offer account opening for individuals planning to maintain a balance from €100,000

Contact Information

If you have any questions or require a consultation, our experts will be happy to assist you.

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