# ForteBank: Non-Resident Accounts and the Solo Package > ForteBank account for non-residents: branch-only opening, IIN and local ties required; Forte Solo premium free from a KZT 4M deposit. July 2026. Author: Алёна Дунаева — юрист, Family Office (https://wiki.private.law/authors/dunaeva) Last modified: 2026-07-16T09:25:00.000Z Canonical: https://wiki.private.law/en/forte-bank Topics: banking Jurisdictions: kazakhstan Semantic tags: personal-banking, corporate-banking --- ForteBank is a universal Kazakh bank whose main draw for a non-resident is the Forte Solo premium package: its fee-waiver threshold sits well below competitors' premium programs. Entry, however, requires genuine ties to Kazakhstan. Data as of July 2026. ## Onboarding for non-residents [Branch only](https://visasam.ru/samotur/finansy/karta-forte-banka.html) — online opening is unavailable to non-residents. Required: an IIN (issued in person at a public service center) and documents proving ties to the country — employment, study or housing in Kazakhstan. That is softer than [Jusan's](https://wiki.private.law/en/jusan-bank) reported employment-contract requirement, but stricter than [Kaspi's](https://wiki.private.law/en/kaspi-bank) border-stamp entry. The card follows the market-wide cap: [12 months](https://www.interfax.ru/business/1002832) under ARDFM Resolution No. 96, with the account continuing after expiry and funds staying accessible. ## Forte Solo The Solo premium package is the main reason to choose Forte. Terms per the [bank's tariffs](https://forte.kz/ru/rates) and [market reviews](https://www.vbr.kz/banki/fortebank/debetovyekarty/solo/): | Parameter | Terms | | --- | --- | | Monthly fee | KZT 4,000 | | Fee waiver | deposit from KZT 4 mln or spend from KZT 100k/month | | Included | personal manager, premium card | For comparison: [Halyk's](https://wiki.private.law/en/halyk-bank) premium cards go free from a KZT 10 million deposit — Solo's bar is less than half that, with a simpler proposition. Tariffs change; verify on [forte.kz](https://forte.kz/ru/rates) before a visit. > 🍓 Forte Solo is one of the lowest documented entry points into premium banking in Kazakhstan: free with a KZT 4M deposit or KZT 100k monthly spend — but a non-resident needs a local anchor: job, studies or property. ## Sanctions aspect Forte is among the banks applying enhanced compliance to Russia-related flows: SWIFT from sanctioned Russian banks mostly fails, large credits require source of funds confirmation, crediting takes 3–5 days or longer. It is compliance, not a ban: the National Bank of Kazakhstan [confirmed](https://ria.ru/20250220/kazahstan-2000477373.html) that non-resident funds are not blocked. Funding routes from Russia are covered in the [Kazakhstan payment route](https://wiki.private.law/en/collect-pay-kazakhstan-route) piece. ## Who it is for A client with a deposit and a need for a personal manager below Halyk's thresholds — and anyone with a genuine local anchor: employment, studies or real estate. Not for tourists without ties to Kazakhstan or anyone expecting remote opening. The first card is easier at [Kaspi](https://wiki.private.law/en/kaspi-bank), and a long-term setup starts with a [residence permit](https://wiki.private.law/en/kazakhstan-residence). ## FAQ ### **Can a Forte account be opened online?** Not for non-residents — branch only, with an IIN and documents confirming employment, study or housing in Kazakhstan. ### **How much does Forte Solo cost?** KZT 4,000 per month; free with a deposit from KZT 4 million or monthly spend from KZT 100,000. ### **How does Solo differ from Halyk Premium?** Threshold and depth: entry from KZT 4 mln versus 10 mln at Halyk, but Halyk's premium ecosystem is wider — safe boxes, investment products, status cards. ### **How long is a non-resident card valid?** 12 months under ARDFM Resolution No. 96; the account keeps working after the plastic expires. --- ## FAQ ### Can a Forte account be opened online? Not for non-residents — branch only, with an IIN and documents confirming employment, study or housing in Kazakhstan. ### How much does Forte Solo cost? KZT 4,000 per month; free with a deposit from KZT 4 million or monthly spend from KZT 100,000. ### How does Solo differ from Halyk Premium? Threshold and depth: entry from KZT 4 mln versus 10 mln at Halyk, but Halyk's premium ecosystem is wider — safe boxes, investment products, status cards. ### How long is a non-resident card valid? 12 months under ARDFM Resolution No. 96; the account keeps working after the plastic expires. --- ## Factual claims - The card follows the market-wide cap: 12 months under ARDFM Resolution No. - For comparison: Halyk's premium cards go free from a KZT 10 million deposit — Solo's bar is less than half that, with a simpler proposition. - Forte is among the banks applying enhanced compliance to Russia-related flows: SWIFT from sanctioned Russian banks mostly fails, large credits require source of funds confirmation, crediting takes 3–5 days or longer.