# CIM Banque: Swiss bank for international capital

> CIM Banque — a Geneva-based Swiss commercial and private hybrid offering multi-currency accounts. Remote onboarding and fit for cross-border capital.

Author: Гордей Болотько — партнёр, Corporate & Commercial (https://wiki.private.law/authors/bolotko)
Last modified: 2026-06-04T07:08:00.000Z
Canonical: https://wiki.private.law/en/cim-banque
Topics: banking
Jurisdictions: switzerland
Functional tags: personal-banking
Semantic tags: personal-banking
Article type: child

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**Partner, Corporate & Commercial**

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## Concept

CIM Banque (Compagnie d'Investissement Marc Faber, now Compagnie Bancaire Helvétique-related) is a Swiss commercial and private hybrid based in Geneva, specializing in multi-currency accounts for international clients. Type: commercial for non-residents plus light-private wealth—without the top-tier private banking level of Pictet, Lombard Odier, or Julius Baer. Known for a relatively low entry threshold by Swiss standards and for serving non-resident clients.

> 🍓 CIM Banque is licensed by FINMA and covered by the Swiss Deposit Protection Scheme (esisuisse, CHF 100,000 cap). By Swiss standards, it is a small niche private bank, not comparable in AuM to Pictet, Lombard Odier, or Julius Baer.

## Regulation

- FINMA—Swiss regulator;
- Esisuisse—Swiss deposit insurance scheme (CHF 100k cap);
- license covers universal banking operations, but focus is on wealth management and multi-currency banking.
## For Whom

- international clients requiring a Swiss multi-currency account without an UHNW-pure-play focus;
- non-resident clients with moderate capital ($100k – several million) for whom traditional large Swiss private banks are inaccessible or undesirable;
- HNW clients requiring diversified currency exposure and Swiss booking.
## What it offers

- Multi-currency accounts in 20+ currencies;
- Brokerage services for investment-grade securities;
- FX trading and hedging;
- Lombard credit against portfolio (small scale);
- Online banking with a relatively user-friendly interface by Swiss standards;
- Custody of assets.
CIM Banque does not offer full-scale private banking with discretionary mandates at the level of Pictet or Julius Baer.

## Minimum thresholds

CIM Banque has historically had a lower entry threshold than mainstream Swiss private banks—account opening for non-residents is available with relatively smaller deposits. Exact terms vary and should be verified directly with the bank.

## What is important to understand

- Not a UHNW pure-play: for full private banking with an advisory team—Pictet, Lombard Odier, Julius Baer, or Mirabaud;
- Smaller scale: fewer investment products, fewer alternative investments;
- KYC after 2022: the bank has tightened KYC for clients from sanctions-sensitive jurisdictions and profiles;
- Business-operational needs: not designed for operating company transactions—this is a personal/wealth account.
## Where CIM Banque is suitable

- international client with a need for Swiss multi-currency banking without UHNW pricing;
- diversification jurisdiction after primary banking relationship in other countries;
- portfolio holding in Swiss booking with relatively low entry.
## Where not suitable

- UHNW with need for premium advisory and alternative investments—premium Swiss PB is better;
- business operational payments – not an operational bank;
- crypto operations – limited offerings;
- clients with sanctions-sensitive nationality without strong mitigation.