Caixa Bank – Personal account

Lawyer, Family Office

For whom

• RF passport + residency permit in Spain or another EU country
• Grenada / St Kitts and Nevis / Israel / EU + without EU residency permit

Use cases

• transfer of funds from RF
• unlocking assets
• real estate purchase secured by own investment portfolio

Stages

With RF passport and tax residency in RF, account opening takes 1-2 months from profile approval. In other cases — one week.

• Profile pre-approval
• Bank visit to submit application
• Bank visit to open account

Cash can be deposited to the account on the day of opening. Personalized card will be ready in 1-2 weeks.

Documents

• Passport
• Residency permit
• Personal income tax returns for minimum 2 years

Account usage

To keep the account open, we recommend the following usage pattern.

Initial funding

• Through ATM for amounts up to €5,000-10,000 per day
• Bank transfer for amounts up to €50,000-€100,000

Arranging two insurance policies

• Health insurance
• Life insurance

Cost approximately €200 per month

Ongoing account usage

• Transfers for any amounts
• Notify banker of transfers over €50,000 for faster processing